USD/CAD1.3621▲ 0.12%
EUR/CAD1.4812▼ 0.08%
GBP/CAD1.7290▲ 0.21%
BDT/CAD0.01127▲ 0.04%
INR/CAD0.01621▲ 0.07%
AUD/CAD0.8734▼ 0.14%
JPY/CAD0.00908▲ 0.05%
CHF/CAD1.5022▲ 0.09%
USD/CAD1.3621▲ 0.12%
EUR/CAD1.4812▼ 0.08%
GBP/CAD1.7290▲ 0.21%
BDT/CAD0.01127▲ 0.04%
INR/CAD0.01621▲ 0.07%
AUD/CAD0.8734▼ 0.14%
JPY/CAD0.00908▲ 0.05%
CHF/CAD1.5022▲ 0.09%
💱 What We Offer
Complete FX & Money
Transfer Services
From travel cash to corporate hedging — every service you need to move money smarter, faster, and cheaper than any bank.
💵 Cash Exchange
🌐 Online Transfers
🏢 Business FX
✈️ Travel Money
🎓 Student Transfers
💵 Service 01 — Physical Exchange
Cash Currency
Exchange
Walk into any of our locations and walk out with your foreign currency in minutes. We stock 150+ currencies at rates that consistently beat the banks and airports — with full transparency and zero hidden spreads.
✓
150+ currencies available as physical banknotes — from major to exotic.
✓
Same-day service — no appointment needed for standard orders.
✓
Buy-back guarantee — we'll buy back your unused currency at fair rates.
✓
Bulk orders for travel groups, tour operators, and businesses.
✓
Pre-order online, pay in store — lock your rate 24 hours in advance.
Today's Buy Rates (CAD Base)
🇺🇸
USD
1.3580
▲ 0.12%
🇪🇺
EUR
1.4765
▼ 0.08%
🇬🇧
GBP
1.7244
▲ 0.21%
🇧🇩
BDT
0.01119
▲ 0.04%
Save up to 4.5% vs. major bank rates on typical exchanges over $1,000 CAD.
🌐 Service 02 — Digital Transfers
Online Money
Transfers
Send money internationally from the comfort of your home. Bank-to-bank, mobile money, or e-wallet — our digital platform covers 80+ countries with delivery in as little as 24 hours and rates that leave banks in the dust.
✓
80+ destination countries — South Asia, Africa, Middle East, and beyond.
✓
1–3 business day delivery with real-time tracking at every step.
✓
Bank-beating rates — typically 2–4% better than standard bank wire rates.
✓
Interac e-Transfer funding available — the way Canadians love to pay.
✓
Rate lock — your exchange rate is confirmed and frozen at booking.
Recent Transfers
CAD → BDT
$500 CAD
✓ Delivered
CAD → INR
$1,200 CAD
✓ Delivered
CAD → PKR
$800 CAD
⏳ Processing
CAD → PHP
$350 CAD
✓ Delivered
24–72 hours typical delivery time to 80+ countries worldwide.
🏢 Service 03 — Corporate FX
Business FX
Solutions
Currency risk can destroy your margins overnight. SmartCurrency.ca gives Canadian businesses the same FX tools that large corporations use — forward contracts, competitive bulk rates, and a dedicated advisor — without enterprise-scale minimums.
✓
Forward contracts up to 12 months — lock today's rate for future payments.
✓
Volume-based pricing — the more you transfer, the better your rate.
✓
Supplier payment management — pay international vendors directly.
✓
Dedicated corporate advisor — a real person who knows your business.
✓
Payroll in multiple currencies — pay overseas staff without wire hassles.
Forward Contract Example
Contract Date
May 16, 2026
Locked Rate
USD/CAD 1.3621
✓ Rate guaranteed for 90 days
Amount Locked
$50,000 USD
Pricing Plans
Transparent Pricing,
No Surprise Fees
Choose the account level that fits your transfer needs. Always mid-market rates, always secure.
Personal Starter
Perfect for occasional transfers, family support, and travel money.
$0/mo
Free Forever
Access to 80+ countries
Standard mid-market rates
Interac e-Transfer funding
24/7 online platform access
Most Popular
Personal Premium
For frequent senders, high-volume property buys, or foreign investments.
$0/mo
Requires $10k+ annual volume
Priority transfer processing
Discounts on major currency spreads
Dedicated phone support
Rate alert notifications
Business Enterprise
Tailored for Canadian businesses managing international trade & payroll.
Custom
Based on corporate needs
Forward contracts & limit orders
Dedicated corporate FX advisor
Bulk recipient uploads via CSV
Multi-user account permissions
❓ Frequently Asked Questions
Got Questions? We Have Answers.
How does SmartCurrency beat the bank rates? ▼
Unlike banks that add a heavy 2-4% markup on currency exchange, we operate on high volumes and thin margins. We pull rates directly from the live interbank market and pass those savings onward to you.
Are there any hidden fees or commissions? ▼
No. We believe in absolute transparency. The rate you see at the time of booking is exactly the rate you get. There are zero hidden service fees or unexpected backend deductions.
Is my money safe with SmartCurrency.ca? ▼
Absolutely. We are fully registered and regulated by FINTRAC (Financial Transactions and Reports Analysis Centre of Canada) as a Money Services Business. Your funds are held in segregated client accounts with top-tier Canadian banks.
Ready to Experience
Fair Currency Exchange?
Join thousands of Canadians who are keeping more of their money. Sign up online or visit us in branch today.
Regulated by FINTRAC
No Setup Costs
Secure Bank Integration
